Flum and buggery

[mishaday]

I was going to yammer on about my weekend, but I just got a call from my brother's insurance provider of last year: the guy I hit in March when my brakes failed has hit the limit for personal injury. As he and his girlfriend both walked away without a scratch (though his riced-out Honda was totalled) I'm rather skeptical of it all.

And yet, worried. I didn't have insurance of my own at the time, which is what the claim guy was looking for. How much am I going to get dinged for this?

Comments

[sisterfish.livejournal.com]

I'd guess that that's simply a "is there another source we can tap before their own insurance has to pick up", since insurances don't want to pick up if there's another one they can charge it to...

[unmisha.livejournal.com]

Do you think there's a chance they might come to me with a huge medical bill, or will this guy's insurance company pick up the rest of the tab?

[sisterfish.livejournal.com]

I think to try to collect from you, they'd have to sue you. You were driving a car you didn't own, it was properly insured, and that insurance has done it's thing. His own insurance should pick up after that.

[unmisha.livejournal.com]

Thanks - that's a relief - I was panicking there a bit.